In short, our Headstone Insurance will cover the cost of repair if things like damage from lawnmowers, falling trees and subsidence occur; or preventative measures taken by local councils when they judge a memorial stone to be unsafe and you are responsible for putting things right.
With Headstone Insurance, you’ll get the reassurance that your memorial is covered against:
- Accidental damage
- Malicious damage (vandalism)
- Storm
- Theft or attempted theft
- Impact (e.g. by a lawnmower)
- Flood and frost
- Falling trees
- Subsidence
- Staining other than by natural weathering caused by tree sap, bird or animal droppings, or flowers
- Council action
It also covers you against damage to or re-fixing and realignment of the memorial stone directly arising from faulty or defective workmanship by any stonemason whose business has ceased trading.